WHITEPAPER

Wallet-Centric Banking

Redefining Financial Inclusion in Emerging Markets – Opportunities and Challenges for Financial Services in Africa

This paper examines the transformative rise of wallet-centric banking in Africa, a model redefining financial inclusion by positioning the digital wallet as the primary access point for a growing range of financial services.

Content List: 

  • Executive Summary
  • Mapping Africa’s Financial Inclusion Landscape
  • The African Digital Wallet Ecosystem: Models and Usage
  • Unlocking Opportunities through Wallet-Centric Banking
  • Navigating the Challenges and Risks
  • The Interplay Between Banks and Wallet Providers
  • Strategic Imperatives for Financial Institutions
  • Future Outlook: Innovations Shaping Wallet-Centric Banking in Africa
  • Conclusions

Fill in the form and access the full white paper.

Back to Whitepapers

Latest White Papers

17 Sep 2026
EGYPT: Your Retail Ambition is NOW Bigger than Your Channel.
Read More
27 Aug 2026
EGYPT: A Faster Way to Deliver Digital Banking with a unified platform, configurable tools and open APIs.
Read More
21 Aug 2026
THE WALLET AFTER THE RAIL: How banks in Rwanda can turn interoperable payments into stronger customer relationships
Read More

Let’s Talk

Share your details and our team will connect with you.

I agree to CR2 data processing and privacy policy.

90+ Bank Implementations in 50+ countries

A global leader in Digital Banking & Payments, we uniquely offer the broadest range of physical and digital channels.